(919) 228-9783      [email protected]

THE “ZERO” Deductible Health Insurance Plan!

It’s 2024 Not 1999 Why Are You Still Paying Out-Of-Pocket For Deductibles & Coinsurance?

ACA aka.. Obama Care

Open enrollment November 1st – January 15.

Special Enrollment  begins:

January 1 – December 31st of each year!

Zero Premium plans are available For 67% of those who apply!

$99 Premiums & below are available for 93% of those who apply!

QLE’ If you have a Qualifying Life Event you can change your plan each month of the year via an SEP’ Special Enrollment Period.

$471.91 Monthly:

A family of 6 with an Income of $120,000. Husband/Wife with 4 children under age 19.

Premium of $471.91 with a $750 deductible. $35 Primary care copay. $55 Specialist copay. $3 Generic drug copay. $35 Urgent Care! Costs less than $79 per family member!

This is a Gold Tier Level Plan!

“DIY ZONE” Do It Your Self!

I don’t recommend enrolling in a plan on your own, HOWEVER, you can do so by clicking on any of the ACA Health Insurance Companies below!

Families and individuals will keep more of their hard-earned cash by using my “FREE SERVICES”!!! We can potentially save you thousands!

Get a 2nd opinion. Contact my office before you enroll. If you choose the wrong plan you could be stuck until the next open enrollment.

I’m a Certified ACA On & Off Exchange Marketplace Agent. It costs you ZERO dollars to use my 27 years of industry experience. Contact my office today!

Important Note:
Different ACA companies for different zip codes.

Your zip code will determine which company has the best plans for your area!

Contact my office today for more info!

United Health Care

Click here for DIY do-it-yourself rates.

Cigna Healthcare

Click here for DIY do-it-yourself rates.

Aetna CVS Health

Click here for DIY do-it-yourself rates.

Ambetter Health

Click here for DIY do-it-yourself rates.

Oscar Health

Click here for DIY do-it-yourself rates.

Molina Health

Call or email for rates!

Hospital Guard GI Plan A

Hospital Guard 1

Designed to pay out-of-pocket expenses on mid to high-deductible health insurance plans.

Accident Pro Gap

Pays a lump sum benefit when you have a qualifying injury! 

Dental & Vision

Term Life If you need it fast

 

Over 28 Years Reputation for Excellence

We represent a number of different insurance companies, and we’re focused on you. No matter your history, preference, or budget, it’s our priority to find the best insurance policy and options for your specific needs.

HAPPY CUSTOMERS

CUSTOMERS THIS YEAR

QUALIFIED AGENTS

SAVE UP TO 30%

For Car Insurance

Accident Insurance

Pays your deductible and coinsurance Cost

Mortgage Protection

To pay mortgage payments if you get sick !

REQUEST CONSULTATION

WHY CHOOSE US?

Are you looking for a good insurance company and getting fed up with comparing insurance rates? Choosing the right insurance agency can significantly affect price, service, and value. That’s why we’re here to cut through the clutter and to support you!

TRUSTWORTHY COMPANY

We’re an established insurance agency with over 27 years of experience

EXPERIENCED AGENTS

Our agents are always ready to help you find the right insurance solutions

CUSTOMIZED SOLUTIONS

With us, you can easily choose the right plans that fit your budget and requirements

FAST & QUALIFIED CLAIMS

We are committed to providing fastest help for insurance claims

MY EBOOK SPECIAL REPORTS

Please enjoy any of the ebook special reports I’ve written below at no charge!

You can click on any report below which will trigger an email, be sure to include your name, phone number and the title of the report you want to receive.

A reply email will be sent with a link to download the report free of charge!

FEE'

The Fees Are High Compared To What?

Pack A Big Punch With An HSA

The Triple Tax-Advantaged Account

FBI Protection Plan

Foreclosure Bankruptcy Income Protection Plan

IUL Mystery's Myths & Facts Explained

Index Universal Life

The 10k Monthly Tax Free Income Plan

The Zero Percent Tax Bracket! Is it Real?

We Don't Give The Right Gifts

A Whopping $179 Billion Gone Each Year To Gifts

Max Funded Cash Value Life Insurance Plan

Only 15% Of All Cash Value Life Insurance Plans Are Designed For Maximum Cash Value Growth! Do You Have The Right One?

Buy Term Invest The Rest Pros & Cons

It sounds good but has anyone ever done the math?

FIA To Roth Annuity Conversion Strategy

Only 4-6 FIAs allow for a  Partial Roth Annuity conversion. Learn why that’s a very big deal!

"BOLI" Bank Owned Life Insurance

If the Banks and corporations are following this strategy why isn’t your church also doing it?

True Cost Of Home Ownership

Rent & Invest the Difference or Purchase the Traditional Way?

The No Deductible Health Insurance Plan

Health Insurance The Right Way

“HI” The Right Way

The No deductible Health Insurance Plan

It’s 2024 Not 1999 Why Are You Still Paying Out-Of-Pocket For Deductibles & Coinsurance?

You can view the report as a flip book or you can click here to download as a PDF

Facebook Business Page

Please visit my Facebook Business page to learn more about me!

FBI-P-Plan

Foreclosure Bankruptcy Income Protection Plan. The Life Insurance Plan You Can Use While You Are Living!

Term Insurance

Free Instant Term Life Insurance Quote from the Top 100 Companies. Run a quote and if you see one you like send me an email. 

Guaranteed Retirement Income

A recent Black Rock Report found….Adding guaranteed lifetime income combined with a more aggressive asset allocation generates 29% more annual spending ability from one’s retirement savings (excluding Social Security) and reduces downside risk by 33%

LET’S GET IN TOUCH

If you have any question regarding our service, we encourage you to schedule an appointment or phone consultation with one of our insurance agents or visit our office. We are pleased to offer the best insurance plans for you, your family or your business.

OUR ADDRESS

Durham NC 27701

CALL US

(919) 228-9783